LINE OF CREDIT

$200–$400 with room to grow

A flexible credit line that can stretch to $1,000 over time.*

300K+

Customers

<3 minutes

To get cash with optional

instant delivery

3

Repayment options

All credit scores welcome

A credit score isn't your whole story. Link a bank account to show real-time money habits and if you're ready for credit.

Tilt Line of Credit issued by FinWise Bank.

Step 1

Qualify with no minimum credit score

Download the Tilt app and check your eligibility in minutes.

Step 2

Draw as needed from your credit line

Start with $200-$400 and grow to $1,000 with on-time payments.*

Step 3

Repay with flexibility

Choose a repayment plan and build positive payment history.

Pay your way

Pick from 3 ways to pay

— on-time payments are key to

building positive payment history.

1

Repay and skip the interest

When you choose to pay on your next paycheck date, 35.99% otherwise.^

2

Repay in installments

Split between 2 or 4 payments at 35.99% APR.^

3

Repay with more flexibility

Choose your own repayment date at 35.99% APR.^

Your credit building blocks

Never miss a due date

Use MinPay to automatically schedule required payments.

Build positive payment history

We’ll report your payments to the credit bureaus.

Track your score

Watch your credit building progress in the Tilt app.

Questions? Answers.

What happens if I’m not approved for a Line of Credit?

There’s no impact to your credit score to apply for a Line of Credit. If you’re not approved right now, a Cash Advance may be a better fit.

Is this a credit card?

A Tilt Line of Credit is not a credit card. With a Line of Credit there’s no hard credit check to apply, no minimum credit score, and no plastic in your wallet. Instead, you can draw from your line directly into your bank account and spend just like cash, with the opportunity to build positive payment history when used responsibly.

Is it safe to link my bank account?

Yes! We partner with Plaid to protect your personal information with secure encryption through the bank linking process. For additional ways to protect your information online, check out our online security tips.

How does a Line of Credit help build payment history?

Your Line of Credit payments are reported to the credit bureaus. Making consistent, on-time payments can help you build good payment history.